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　　Directions:

　　Write a composition entitled Spend or Save Money. You should write at least 120 words according to the outline given below in Chiness.

　　1.人们习惯储蓄，你的看法;

　　2.根据你的看法分析原因;

　　3.总结你的观点。

　　Spend or Save Money

　　Most people in China have the habit of saving money. For them, spending less and saving more is the best way to manage their money. But in my opinion, people should spend more and save less for at least three reasons.

　　大部分中国人都有储蓄的习惯。对他们来说，少花点多存点，是最好的理财方式。但是以我看来，人们应该多消费少储蓄，至少有三点原因。

　　First of all, spending more may help people save money in the long run. For example, if you spend more money a product of good-quality, it actually costs much less than the cheaper one because it is more durable and convenient to use. Besides, spending more is part of enjoying life. People do not live for money, so why do people not spend more to raise their standard of living? It is human nature to lead a comfortable and happy life. In addition, spending more can motivate people to work harder and more efficiently to increase their money. Consequently, productivity can be improved and society as a whole can develop more rapidly, which is conducive to social progress.

　　第一，多消费从长期来看能帮助人们省钱。例如，如果你在一件质量好的产品上花的钱多一点，实际上要比买便宜点的产品花费更少，因为质量好的产品更加耐用、方便使用。另外，多消费是享受生活的一部分。人们活着不是为了钱，因此为何不多消费点儿来提高他们的生活质量呢?过舒适开心的生活是人类的本性。并且，多消费能剌激人们更努力地工作，更有效率地增加他们的金钱。因此，生产力可得以提高，整个社会能发展更快，这都会促成社会的进步。

　　So, spending more benefits both individuals and society. I think that people should spend more and abandon altogether the idea of spending less and saving more. (185 words)

　　所以，多消费对个人和社会都有好处。我认为人们应该多消费，并且一起放弃掉少花多存的想法。

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