首页考试吧网校万题库直播雄鹰网校团购书城模考论坛实用文档作文大全宝宝起名
2016中考
法律硕士
2016高考
MBA考试
2016考研
MPA考试
在职研
中科院
考研培训 自学考试 成人高考
四 六 级
GRE考试
攻硕英语
零起点日语
职称英语
口译笔译
申硕英语
零起点韩语
商务英语
日语等级
GMAT考试
公共英语
职称日语
新概念英语
专四专八
博思考试
零起点英语
托福考试
托业考试
零起点法语
雅思考试
成人英语三级
零起点德语
等级考试
华为认证
水平考试
Java认证
职称计算机 微软认证 思科认证 Oracle认证 Linux认证
公 务 员
导游考试
物 流 师
出版资格
单 证 员
报 关 员
外 销 员
价格鉴证
网络编辑
驾 驶 员
报检员
法律顾问
管理咨询
企业培训
社会工作者
银行从业
教师资格
营养师
保险从业
普 通 话
证券从业
跟 单 员
秘书资格
电子商务
期货考试
国际商务
心理咨询
营 销 师
司法考试
国际货运代理人
人力资源管理师
广告师职业水平
卫生资格 执业医师 执业药师 执业护士
会计从业资格
基金从业资格
统计从业资格
经济师
精算师
统计师
会计职称
法律顾问
ACCA考试
注册会计师
资产评估师
高级经济师
审计师考试
高级会计师
注册税务师
国际内审师
理财规划师
美国注册会计师
一级建造师
安全工程师
设备监理师
公路监理师
公路造价师
二级建造师
招标师考试
物业管理师
电气工程师
建筑师考试
造价工程师
注册测绘师
质量工程师
岩土工程师
注册给排水
造价员考试
注册计量师
环保工程师
化工工程师
暖通工程师
咨询工程师
结构工程师
城市规划师
材料员考试
消防工程师
监理工程师
房地产估价
土地估价师
安全评价师
房地产经纪人
投资项目管理师
环境影响评价师
土地登记代理人
宝宝起名
缤纷校园
实用文档
入党申请
英语学习
思想汇报
作文大全
工作总结
求职招聘 论文下载 直播课堂
您现在的位置: 考试吧 > 在线广播 > VOA慢速英语 > 正文

VOA慢速讲解:美国银行面临提供更多贷款压力

  US Banks Under Pressure to Lend More

  This is the VOA Special English Economics Report.

  President Obama told some of the nation's top bankers Monday that they need to explore "every responsible way" to make more loans.

  BARACK OBAMA: "America's banks received extraordinary assistance from American taxpayers to rebuild their industry. And now that they're back on their feet, we expect extraordinary commitment from them to help rebuild the economy."

  Earlier, he criticized what he called "fat-cat bankers on Wall Street."

  Major banks have been doing well since the worst of the financial crisis shook Wall Street more than a year ago. Banks including Bank of America, Citigroup and Wells Fargo have recently announced plans to repay government rescue money.

  New profits and freedom from the pay limits tied to federal aid mean bankers can again receive big bonuses. But critics say banks are profiting mainly from trading activities, not from making loans to small businesses or homeowners.

  Britain has placed a fifty percent tax on bonuses for bankers. There have been calls for similar measures in the United States.

  Unemployment rates are the highest in a generation -- ten percent nationally in November. An estimated seventeen percent of the labor force either lacks a job or is not working enough to pay all the bills.

  The weak job market has not only hurt spending, the lifeblood of the economy. It also puts pressure on homeowners who are struggling to pay their mortgage loans. Record numbers have been told that they could lose their homes. Banks are expected to have sent almost four million foreclosure notices this year.

  The administration has had limited success with its promise of seventy-five billion dollars to help struggling homeowners. The Making Home Affordable program aims to prevent up to four million foreclosures. The idea is to get banks to reduce monthly payments. But fewer than thirty-two thousand loans have been permanently changed so far.

  Lenders are unwilling to change loans that they suspect will fail anyway. An estimated one-fourth of homeowners owe more than their home is worth. That situation increases the risk that a loan will not be repaid.

  Stephen Thode at Lehigh University in Pennsylvania says progress in the housing market will be limited until the job market gets better.

  STEPHEN THODE: "Typically the real estate sector leads the economy in a recovery, meaning that it tends to pick up before some other things. But people have to have confidence that things are going to improve."

  Most new jobs in the United States are created by small businesses. But small businesses have been hit hard by the recession and now the difficulty in getting loans.

  And that's the VOA Special English Economics Report, written by Mario Ritter. I'm Steve Ember.

  推荐:VOA慢速讲解—Words and Their Stories:Bigwig
     VOA慢速讲解:5人因艺术贡献获肯尼迪中心表彰
     VOA英语慢速讲解:冷藏食物的几点建议

文章责编:guofengru  
看了本文的网友还看了
文章搜索
贴图排行
1
2
3
4
5
6
7
8
9
10
英语学习栏目导航
版权声明:如果英语学习网所转载内容不慎侵犯了您的权益,请与我们联系800@exam8.com,我们将会及时处理。如转载本英语学习网内容,请注明出处。