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　　Directions:

　　Write a composition entitled Using a Credit Card. You should write at least 120 words according to the outline given below in Chiness.

　　1.信用卡的使用越来越普遍;

　　2.信用卡受到人们欢迎的原因;

　　3.总结你的看法。

　　Using a Credit Card

　　Nowadays an increasing number of people choose to pay by credit card instead of in cash. Paying by credit card is no doubt better than paying in cash in tenns of convenience, security and hygiene.

　　现如今，选择使用信用卡支付而不用现金支付的人越来越多。使用信用卡支付在便捷性、安全性和卫生性方面无疑比使用现金支付要好。

　　First of all, paying by credit card is convenient. With a credit card, people do not need to carry lots of banknotes, especially when they buy expensive things. Secondly, paying by credit card is secure. A credit card is easy to carry and is hardly noticed by other people. Even if it is lost or stolen, the money still remains safe and sound. Thirdly, paying by credit card is hygienic. Scientists warn that a banknote may harbor a few million bacteria and become a breeding ground for diseases. But a credit card is kept by its owner all the time and even if it is dirtied， it can be cleaned with ease at any time.

　　首先，使用信用卡支付很便捷。拿着信用卡， 人们不需要带许多钞票，尤其是当他们买昂贵的东西时。第二，使用信用卡支付很安全。信用卡容易携带，几乎不会被其他人注意。即使是丢失或被盗， 钱仍旧是安然无恙的。第三，使用信用卡支付很卫生。科学家警告说，钞票藏着几百万个细菌，成为疾病的温床。而信用卡一直被主人带着，即使被弄脏了，能随时很简单地清洗干净。

　　All in all, compared with paying in cash, paying by credit card is more convenient, more secure and more hygienic. This method of payment will be accepted by more people throughout the world in the future. (186 words)

　　总而言之，与用现金支付相比，用信用卡支付更加便捷、安全和卫生。这种付款方式在将来会被世界上更多的人接受。

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